Why upgrade your POS?

  1. Software is Slow, Buggy, and Complicated

The first—and most obvious—sign you need new POS software is that your current system is just, well, old!

  1. Out-of-Date Hardware

Think of how often you replace technology in your personal life. Most people wait no longer than two years before they start itching for the latest smartphone. While you may not want to replace your POS hardware quite that often, the average setup is going to be outmoded after four to five years.

  1. Outdated Features

Yes, at one point tracking your inventory digitally was cutting edge, but now it has become standard.

What are Merchant Services?

Merchant Services, or better known as credit card processing is the handling of electronic payment transactions for merchants. Merchant processing activities involve obtaining sales information from the merchant, receiving authorization for the transaction, collecting funds from the bank which issued the credit card, and sending payment to the merchant.

Merchant Services: Payment Processing

Debit and Credit Cards – The merchant services is most typically associated with transactions that are paid for with a credit or debit card.

ACH – Automated Clearing House (ACH) transactions, also referred to as Electronic Funds Transfer (EFT), enable customers to make a payment from their checking account without needing to write a physical check or use a debit card.

Gift Cards – Offering your customers the opportunity to purchase items with gift cards is a good way to encourage higher sales.

Check Guarantee – Accepting checks provides consumers with an easy payment method, but it also increases a company’s risk of dealing with fraud.

Electronic Benefits Transfer – Eligible individuals can receive access to funding via an electronic benefits transfer (EBT) program. This option is more commonly referred to as food stamps, but the EBT card can also be used to purchase non-food items in some instances.


1. Do You Offer 24/7 Customer Support?
Please see if you Merchant Support offers services for 24/7.

2. Do You Offer Live Support?
Please see if your Merchant Support has dedicated agent team for Live chat support.

3. How Long Have You Been in Business?
You want a provider with a proven track record. Stay away from newcomers, no matter how attractive their offerings may sound.

4. Will I Be Able to Process Online and Offline Transactions?
Stick with a provider who can eventually take your retail business online (or your online business offline).

5. Are Your Payment Systems PCI-Compliant?
Please ensure you are compliant with regulations.

6. What Fraud Protection Services Do You Offer?
With new credit card liability rules, you want to reduce your exposure to credit card fraud as much as possible. Ask each merchant account provider how it protects sensitive financial data.

7. What Is the Average Processing Time for Funds?
Predictable cash flow is essential to the success of your business. You want to know (in advance) how long it takes for funds to clear.

8. Is There a Cancellation or Early Termination Fee?
Some merchant account providers penalize clients for canceling contracts prematurely. Although such fees are standard, you shouldn’t have to pay more than a few hundred dollars.

9. What Other Fees Are There?
Cancellation fees are standard — as are transaction fees. But be sure that you understand any other charges that may apply. Again, the goal is to avoid unwanted surprises.

10. Is Your Payment Processing Compatible With Our System?
Many merchant account providers use proprietary payment systems that clash with pre-existing online shopping carts. Before signing the dotted line, make sure that the provider’s processing technology is compatible with your system.

Why Choose North American Payment Systems as Merchant Service Provider

NAPS has helped 10,000+ businesses with payment processing solutions. In addition to great rates and service, we offer the technology, marketing and financing solutions for every stage of your business’ growth. We work hard to help you succeed, because your success is our success.


Accept All Payments

Our modern payment solutions enable you to accept and process credit, debit, EBT and gift cards, as well as EMV chip cards and NFC payments like Apple Pay, Samsung Pay, Android Pay and others through smartphones, tablets and watches.

Accept Payments Anywhere

Our comprehensive suite of payment solutions enables you to accept payments on location through countertop terminals and POS solutions, on the road through mobile and wireless credit card readers, on the phone through a virtual terminal or via online payments through your website.

Get a Free Credit Card Terminal

Getting started with credit card processing can be stressful, so we offer free countertop and wireless terminals that quickly enable you to accept all modern payment types.

Run Your Business with a POS System

Our NAPS Point of Sale (POS) solutions include everything merchants need to manage, grow and optimize their business, all in a compact system that’s easy to set up and use.

Receive Online Payment Processing

In addition to mail and phone payments, our virtual terminals enable you to accept credit card transactions through your website and most eCommerce shopping carts.

Easy Account Setup & Deposits

We make the process of opening a merchant account as fast and easy as possible. Funds will be deposited into your account within 48 hours, reducing risk and enhancing your ability to manage your cash flow.

Enjoy World-Class Customer Service

Helping you succeed is our top priority. Our U.S.-based team is always there to answer questions and make sure you get the most from our products and services. Contact us Today 888-838-NAPS.

Must Have – Restaurant POS Features

1) Simplicity and Efficiency

The simplicity of modern POS systems comes from the ability to centralize all restaurant operations into an all-in-one technology.

2) Reliable Hardware

Investment in restaurant hardware is a sizable upfront cost. For that reason, restaurateurs only tend to buy the minimum amount of hardware necessary.

3) Software Updates

One of the features that restaurant operators value the most in their POS systems is the innovative, regular software updates. Functionality like real-time menu management and streamlined online ordering allow a restaurant to run more smoothly. As new features like these are introduced, they can easily be integrated into your operations through new software updates.

4) Valuable Reporting and Analytics Restaurant POS Features

An all-in-one restaurant POS system serves as the collection point for all a restaurant’s reporting. Visibility of this level helps restaurants adjust their menu based on past month’s exact sales, shift employee scheduling to unexpectedly busy times, and reduce waste with more accurate inventory practices.

Benefits of an Point of Sale (POS)

A multi-purpose POS  offers several advantages to small-scale businesses compared to traditional cash registers. Mobile and tablet compatibility allows business owners to view and monitor transaction data from any remote location.

Here are 5 other key benefits an POS offers:

Accuracy: The biggest advantage of POS software is financial accuracy, especially when it comes to charging a customer. Traditional POS systems require staff to accurately calculate customer charges, often resulting in errors and double entries.

Accountability: Enterprise managers need to accurately record and monitor staff activity. Pinpointing staff involved in any transaction allows them to determine staff efficiency or inefficiency.

Efficient: Full-automation improves the speed and overall efficiency of an organization. This will help your business serve all your customer’s better while also enhancing the customer’s overall experience and expanding your customer-base.

Inventory Management: Modern POS software offers real-time reporting on all inventory levels and reorder quantities. Businesses now can quickly review their existing stock levels, identify processes that require more inventories and determine optimal reorder levels.

Reporting: The final advantage of an electronic POS is its ability to generate a wide variety of managerial reports. These reports range from operational and routine transaction data to complex variance analysis.